Chillr - Simplifying money

** App Store Best of 2015 **

Chillr makes money digital, social & fun. With Chillr, you can send or receive money with anyone in your phonebook without having to know their account number, IFSC code etc or wait for OTP SMS each time.


For any help that you might need, email us at [email protected]
Get to know how to generate MMID for your bank with http://getmmid.com


WHAT DOES CHILLR OFFER YOU?

- Fastest way to send money - Send money in just seconds!

- Split Bills with friends minus the awkwardness
- Pay Utilities - (Prepaid Mobile, DTH & Data Card)
- Near Me : Proximity payments using QR codes (without even knowing mobile number)

- Transaction Logs


WHY CHILLR?

Chillr aims to create a uniform payment experience for customers of all banks in India. It adds a layer between you and the bank to handle the differences in implementation of their existing mobile banking solutions.


HOW SAFE IS CHILLR?

Your money is 100% safe as it remains with your bank and not in a virtual wallet! 
Each transaction is protected by your secret MPIN given to you by your bank
State of the art end-to-end HTTPS encryption to keep your transactions & data secure
2-Factor authentication and 2048-bit encryption keys.


HOW DO I SIGN UP?


If you are a PARTNER BANK customer, all you need to provide is your name, number and email id. Other bank users will need to enter their MMID to register. Well help you find your MMID too.


WHAT DOES PARTNER BANK mean?


HDFC Bank and Bank of Baroda are Partner Banks as of today. Meaning, customers with account in these banks can send money on Chillr. Other bank users can only receive/request money at the moment. But don’t lose heart, we are adding more banks as you read this.


WHAT ARE THE CHARGES FOR USING CHILLR?

There are no costs for using Chillr at the moment. However, standard IMPS charges may be applied by your bank for sending money to other bank accounts.


HDFC Bank - Rs 5 + Taxes

Bank of Baroda – FREE


IS IT SAFE TO ENTER MY MPIN ON CHILLR?


Yes. Its perfectly safe to enter your MPIN on Chillr. Chillr accepts your MPIN on a custom keypad to ensure there are no phishing attacks. Also it encrypts your MPIN as you type it and sends it to the bank where it uses its private key to decrypt and verify your transaction.
Its like this, the bank has given us a lock without its key. Chillr puts this lock on your MPIN before sending it to the bank. This also means we, who have access to the servers where Chillr is hosted cannot snoop your MPIN because the MPIN is locked from your device and the key is available only with the bank.


CAN I TRUST CHILLR?


Yes. Absolutely. Chillr is an authorised partner with your bank. All transactions made through Chillr are authenticated by your bank. Transactional information is passed through highly secure channels. Chillr runs on servers hosted in India which is open for audit by your bank at any point of time. Chillr has been created by a team who has previously implemented applications for telecom networks, NIA and for various state governments.


WHAT IF I NEED SUPPORT?

There’s a live chat available in the app itself which you can use to talk to our support executives.
You can also drop in your queries at [email protected]